Household costs are up 41% in five years.
Essie makes sure you never pay more than you should.
Connect the bank or card you pay your home from. Essie finds every service and subscription, shows you what it all adds up to each month, and warns you before a promo ends, a contract rolls over or a charge creeps up.
See what my home costs
What the average U.S. household now pays each month for electric, gas and water. Up 7% in a year.
Monthly subscription spending the average household doesn't know it has. They guess $86. It's actually $219.
The increase on a Texas electricity bill that quietly rolled off its fixed rate plan.
You're busy.
Your providers take advantage of it.
The promo that ended
Average monthly internet increase in 2024. 73% of Americans saw one.
The contract that rolled over
What an expired Texas electric plan can add each month at 1,000 kWh.
The subscription you forgot
Kept paying for one they'd forgotten. About $204 a year each.
The late fee nobody warned you about
Autopay failed once. The fee landed. Nobody called.
Every one of these is a number. Essie finds yours.
Every household account.
One place.
The audit you never have time for, done. Every utility, home service and subscription in one dashboard, with what went up and what's about to renew.
- Every household account in one place
- What went up, and what's about to renew
- What you can stop paying for
Three ways the money stays yours.
Never pay the rollover rate.
Essie warns you 45 days before a contract ends. Worth shopping? A FairBill Verified Pro handles it. Can't reach you? A Pro reaches out before the deadline slips.
A fee we didn't flag? Covered.
Submit it from your dashboard. We dispute it with the provider. If they won't credit it back, we reimburse you.
Get the $133 back.
Essie finds every subscription, flags the ones that went up, and helps you with the steps to cancel. If a provider makes it hard, we help.
Your personal AI assistant for everything your home pays.
Essie monitors every household account so you don't have to. She learns your bills, watches for changes, and speaks up only when something needs you.
- Connects read-only to the bank or card you pay bills from
- Builds your dashboard in about three minutes
- Sends a monthly breakdown and a warning 45 days before any contract renewal
37,000+ member households.
Protecting Texas electric bills since 2024. Now Essie watches everything else.
Our internet provider charged a $75 reconnection fee for their own billing error. FairBill handled the dispute and got it credited back.
Having every contract in one place has saved me hundreds on renewal negotiations alone.
When our internet promotion expired, they alerted me before the price increase and helped negotiate a better rate.
Charged a late fee on my electricity bill. FairBill disputed it and had it credited back within days.
They caught a hidden fee on my internet bill and handled the entire dispute for me.
Catch one expired promo and it pays for itself.
FairBill Membership
The average internet bill went up $20.78 a month last year. One catch covers the membership. Everything Essie finds after that is yours.
- Essie AI Assistant
- Monthly Household Reporting
- Concierge Protection
- Penalty Fee Warranty
- Subscription Management
- Up to two addresses · cancel anytime
Questions & Answers
I already pay for FairBill on my IronHorse or Evergreen bill. Do I pay again?
No new charge. Your $14.95 Penalty Fee Warranty is your membership, and everything here is included. One change: FairBill now bills it directly instead of through your electric bill. Same price, nothing added.
Update my payment method →How much will I save?
It depends on what Essie finds. The average household is spending $133 a month on subscriptions it doesn't count, and an expired Texas electric contract can add about $70 a month. Your number takes three minutes.
Is it safe to connect my bank?
Yes. It's read-only, through Plaid, the same technology Venmo uses. FairBill never sees your login and can't move money. Disconnect anytime.
What is FairBill?
An AI home intelligence platform. Essie finds every bill your home pays, then watches for renewals, increases and penalty fees.
Who is Essie?
The AI at the centre of FairBill. She reads your transactions and contracts so you don't have to. She never moves money or contacts a provider without you.
What does the Penalty Fee Warranty cover?
Any late or penalty fee Essie didn't warn you about. We dispute it, and if the provider won't credit it back, we reimburse you.
Will someone call me?
Only if a renewal is about to slip and Essie can't reach you. A FairBill Verified Pro gets your name, contact info and the contract that's up. Nothing else. Turn it off anytime in Settings.
Does Essie cancel subscriptions for me?
She finds them, flags the ones to question, and gives you the steps and link. If a provider makes it hard, we help.
How much is membership?
$14.95 a month, up to two residential addresses. No contract, cancel anytime.
How does FairBill handle my privacy?
Bank-level encryption. We never store payment details from your utility accounts. Pros receive only your name, contact info and the contract that's up.
Find out what your home is overpaying.
Three minutes. One connection. Your real number.
Get Started